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Finance Calculator

Our finance options enable you to buy an instrument paying in instalments over between 6 and 48 months. Use our calculator to find out what your monthly payment might be, or how much you can afford to borrow.


With a lump sum deposit of:
Repaying over a term of:

This finance calculator is provided as a guide only; finance is subject to age and status and is available to UK residents only, excluding the Channel Islands and Isle of Man. Not all finance options are available on every item: see each product page for available options.

When you take out finance on this scheme, a minimum deposit of 10% is payable. You can increase the deposit to up to 50%, allowing you to reduce your monthly repayments or to afford a higher-value instrument.

Minimum loan value: £300.00
Maximum loan value: £25,000.00

To arrange finance on your purchase, please contact us.


This Finance Calculator is provided as a guide and is not a quote or contract to supply. Written quotations are available on request. Jonathan Myall Music (trading as Just Flutes) acts as a credit broker, offering finance products from Omni Capital Retail Finance. Just Flutes is authorised and regulated by the Financial Conduct Authority, registration number 764982. Credit is subject to status.